The new Animal Crossing: New Horizons update is out, and there’s a lot to get excited about. It introduces two new visitors from the series’ past, Leif and Redd, and coincides with the start of the next seasonal event, Nature Day. But when you first boot up the game and walk out of your front door, you’ll have at least one piece of mail waiting for you–one from the Bank of Nook–informing you of another change to the game that isn’t specifically outlined in the patch notes.
As the letter explains, interest rates for savings accounts have been reduced. No specific figures are shared, but if you’re anything like me, you’ll immediately think, “There was interest from using the ABD’s savings account?” I remember interest being a thing that would accrue on the first day of the month in past games, but I’ve been far too eager to spend my income amassing a collection of ramps and bridges on my island (along with the occasional house upgrade) to have actually left money in my savings account so far.
And it’s not as if the game makes it abundantly clear you’ll earn interest–like so many other things, such as how to upgrade Nook’s Cranny, the game doesn’t really explain how things work. The savings account in this game could have just been a place to store your excess bells while waiting to pay off a big loan.